Recent Transactions
Below are examples of property transactions facilitated and settled by Rumo Finance using private credit solutions. These scenarios demonstrate how first mortgage, second mortgage, mezzanine finance and bridging facilities can be structured to support acquisitions, refinances and development projects.
Private Credit Is Commonly Used For:
• Development site acquisitions
• Bridging finance for settlement timing
• Refinancing existing short-term facilities
• Mezzanine funding alongside senior construction loans
• Residual stock funding for completed developments
• Equity release against investment property
• Time-sensitive property purchases
• Land banking opportunities
Typical private credit parameters include:
Loan size: $250k – $10M+
Combined LVR: Up to 75–80% (often ~65%)
Term: 3 – 24 months
Indicative credit outcomes: 24–72 hours
Capital Stack
Where Private Credit Sits in the Capital Stack.
Private credit can be structured at different levels within a property transaction's capital stack, providing flexible funding where traditional bank lending may be insufficient or too slow.
Rumo Finance structures facilities across senior, second mortgage and mezzanine positions depending on the transaction.
Private credit lenders often participate across multiple levels of the capital stack depending on the risk profile and structure of the transaction.
Typical Private Credit Parameters
Loan size: $250k – $10M+
Combined LVR: Up to maximum 75–80%
Term: 3 – 24 months
Indicative credit outcomes: 24–72 hours